Sheba Capital Inc is poised to revolutionize community finance by channeling vital capital into underserved areas. Our mission is clear: to drive economic empowerment, foster local growth, and create unprecedented opportunities where they’re needed most.

We are a mission-driven Community organization that provides responsible, affordable financial products and services to marginalized communities.

Our goal: Foster economic empowerment by increasing access to capital, improving financial literacy, and supporting small business development in historically underserved neighborhoods.

Legal Structure: Nonprofit (501(c)(3))

Target Markets: Low-income neighborhoods, BIPOC communities, immigrant entrepreneurs, and formerly incarcerated individuals

Impact Goal: Deploy $10 million in capital to 500+ individuals and businesses by 2028

Countless low-income, rural, and minority communities have been left behind by mainstream financial institutions. It’s time for change.

While traditional banks shy away from these areas, citing perceived risks or lack of profitability, Sheba Capital sees untapped potential and a chance to make a real difference.

We’re not just providing financing; we’re offering a lifeline with flexible terms tailored to community needs. Where others see risk, we see opportunity.

Small businesses, affordable housing projects, and vital nonprofits in underserved areas have struggled for too long to secure loans or attract investment. Sheba Capital is here to change that narrative.

We’re not just providing financing; we’re offering a lifeline with flexible terms tailored to community needs. Where others see risk, we see opportunity.

Sheba Capital is committed to narrowing the wealth and opportunity gap. By providing the tools to start businesses, purchase homes, and build community infrastructure, we’re not just investing in projects – we’re investing in people and their potential.

Our mission goes beyond lending; we’re catalyzing local economic development in areas that have been historically overlooked and undervalued. It’s time to rewrite the story of these communities.

Unlike big banks, Sheba Capital goes the extra mile. We provide comprehensive financial education, personalized credit counseling, and hands-on technical assistance. We’re not just lenders; we’re partners in your success.

Our commitment extends beyond the immediate transaction. We’re dedicated to building long-term financial literacy and creditworthiness within the community, creating a sustainable cycle of growth and prosperity.

1. Empowering Underserved Individuals and Families:

We’re committed to those who’ve been unfairly denied credit access, offering tailored financial solutions: innovative microloans, game-changing grants for start-ups, flexible personal lines of credit, transformative financial literacy programs, and strategic credit-building products.

2. Fueling Local Organizations and Businesses:

Non-profit organizations and community development groups receive critical funding and partnership. Local small business owners, with a focus on minority- and women-owned enterprises, get tailored loans, business development resources, mentorship programs, and exclusive networking opportunities.